Fintech & E-commerce
Design and operation of payment and financing platforms. Buy Now Pay Later models, merchant integration and automation of the approval cycle.
Founder, CEO & CTO · QuickOffer and QuickPay
Raúl Morello
I have spent more than fifteen years building digital products, from the earliest iPhone apps to the two payment platforms I run today, across Latin America, the United States and Europe.
At QuickOffer we finance phones and electronics without asking for a credit check, in interest-free monthly and biweekly instalments. Thousands of people have bought trusting us, many without a bank account. QuickPay is the next step: paying from within WhatsApp, with nothing to install.
What I Do
Product Development
From concept to launch: web, iOS, Android and desktop. Deep knowledge of the entire development lifecycle, beginning to end.
Artificial Intelligence
Conversational assistants and AI automation built for the Spanish-speaking market, with my own product in production since 2023.
Technology Consulting
Startup scaling, project management, product sourcing and business negotiations across Latin America, the U.S. and Europe.
Tech stack
Web
- PHP
- Laravel
- Python
- Django
- Node.js
- Express
- Strapi
- WHMCS
- .NET
Frontend
- JavaScript
- React
- HTML
- CSS
- Bootstrap
- Web scraping
Mobile
- Swift
- Objective-C
- React Native
- CocoaPods
- Java
- Kotlin
Desktop
- C#
- C/C++
- Swift
- RxSwift
How it started
My first prototype was a multi-touch table I put together at home as a teenager, out of whatever materials were at hand. It worked: the computer screen responded to every touch on the glass.
It was not elegant, but it left me with a method I still use: you can almost always build a first version out of what is already available, and that version teaches you more than any plan. Then came the iPhone apps, recognition from Apple as a developer, and fifteen years of building product without stopping.
I decided to devote myself to technology very young, when I discovered that what I liked most was creating and innovating.
Experience
Download CV ↓-
Founder, CEO & CTO
CurrentQuickPay
Mar 2026 — Present · 7 months · Miami, Florida, United States
Payments from within WhatsApp, with no app to install: peer-to-peer transfers, merchant payments, bill splitting and automatic conversion between dollars and bolívares. The idea is simple: make paying as natural as sending a message.
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Founder, CEO & CTO
CurrentFeb 2022 — Present · 4 years 8 months · Miami, Florida, United States
We finance phones and electronics without requiring a credit check, in interest-free monthly and biweekly instalments. It works for banked and unbanked people alike, and thousands have already bought trusting us. We work with Samsung, Honor and ZTE.
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Technology Advisor
Cámara de Comercio del Edo. Lara
Jul 2024 — Dec 2025 · 1 year 6 months · Barquisimeto, Lara, Venezuela
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Project Manager
Covencaucho Industrias S.A.
Jun 2021 — May 2022 · 1 year · Barquisimeto, Lara, Venezuela
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Founder
RAMC Software LLC
Sep 2010 — Dec 2021 · 11 years 4 months · Miami, Florida, United States
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Founder
Hacker Squad
Jan 2010 — Dec 2021 · 12 years
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App Developer
The Objective Media
May 2019 — Aug 2021 · 2 years 4 months · Madrid, Spain
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Project Manager
Pollinion
Jun 2016 — Dec 2017 · 1 year 7 months · Miami, Florida, United States
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Project Manager
Buholá
Jun 2014 — May 2016 · 2 years · Caracas, Venezuela
Education
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Universidad Fermín Toro
Engineering Degree, Computer Engineering
2008 — 2014
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Colegio Las Colinas
Bachelor of Science
2002 — 2008
Projects
QuickPay
2026Payments inside WhatsApp
Send, receive and pay without leaving the chat or installing anything: peer-to-peer transfers, merchant payments, bill splitting and automatic conversion between dollars and bolívares.
- Fintech
- Pagos
- Venezuela
QuickOffer
2022Buy now, pay later
Phone and electronics financing with no credit check, in interest-free monthly and biweekly instalments, backed by a network of partner retailers across Venezuela.
- Fintech
- BNPL
- E-commerce
- Venezuela
AsistenteIA
2023Spanish-language AI assistant
Chatbot and AI toolkit: text summarizer, analogy and recipe creator, job interview question generator and motivational quotes.
- IA
- Chatbot
- iOS
- SaaS
RAMC Software
2010Custom software studio
Eleven years building custom software for clients across Latin America, the United States and Europe: web, mobile and desktop.
- Consultoría
- Web
- iOS
- Android
Recognition & press
What third parties have said or recognized, with the source. Each entry links to the original.
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QuickPay launch
Jun 2026Venezuela Tech Week 2026
We introduced QuickPay to the Venezuelan tech ecosystem: paying from within WhatsApp, with nothing to install.
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Nexos Movilnet Demo Day
Feb 2026Demo Day Nexos Movilnet
QuickOffer presented its financing solution to the telecoms sector, alongside Movilnet and Pando Network.
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Recognition from Banco Plaza
Jan 2026PlazaLab · Banco Plaza
QuickOffer was recognized at the PlazaLab MeetUp DemoDay, the Banco Plaza and Pando Network initiative connecting banking with startups.
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Among the 30 standout startups
Nov 2025Media for Equity · WIN & Rockstart
QuickOffer was selected among the thirty standout startups of the 2025 Media for Equity programme run by WIN and Rockstart.
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Second consecutive year at the Summit
Nov 2025Startup Venezuela Summit 2025
A second straight year at the gathering that brings together founders, investors and startups from the Venezuelan ecosystem.
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First in the Venezuelan ranking
2012App Store Venezuela
One of my apps reached first place in the Venezuelan App Store ranking.
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Profile in El Impulso
Apr 2015El Impulso · Revista Gala
Venezuela's oldest newspaper covered my path as an Apple-recognized app developer.
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Best Thesis Project
2014Universidad Fermín Toro
Double distinction: Honorific Mention and Advertising Mention.
Contact
Have a project in mind, or want to talk about technology in LATAM? Drop me a line.
You can also find me on:
hello@raulmorello.com